Current pricing — Stripe vs Paddle
Which is cheaper for you?
Decision matrix based on verified June 2026 pricing. Assumes per-seat/monthly billing unless noted.
Stripe Standard at 2.9% + 30¢ is the standard for a reason — trusted by millions, excellent docs. Paddle B2B at 5% + 30¢ is significantly more expensive for solo devs.
Same pricing (2.9% + 30¢) but Stripe has a decade of reliability and a massive ecosystem of integrations. Paddle’s tax and compliance handling is valuable — but at 5% it’s expensive.
Once you hit 25+ paying customers, Paddle’s automated tax compliance (VAT, GST) saves significant headcount. Stripe requires you to manage tax yourself or use a third-party tool. Paddle wins on ops.
Stripe Enterprise (custom pricing) gives volume discounts, SLA guarantees, and a dedicated account manager. Paddle Marketplace (2.9% + 30¢) is similar pricing but Stripe has more enterprise-grade features.
Stripe API is the gold standard — comprehensive, stable, well-documented. Paddle API is simpler but less flexible. Stripe Checkout, Stripe Elements, Stripe Billing give you more building blocks.
Stripe wins for developers and small volume. Paddle wins for scaling B2B companies that want automated tax and compliance.
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